Home Contents Insurance
Some people think that home contents insurance is a luxury they can’t afford. Other people may think it is an unnecessary expense. But having a good home contents insurance policy could be worth its weight in gold if your belongings are lost, stolen or damaged.
Without home contents insurance, you will need to find the money to replace or repair things that have been lost, stolen or damaged – and this can be very expensive.
Lots of companies offer home contents insurance policies. A quick search on the internet will bring up a list, but it is important to check the level of cover, read the small print and compare prices. Tandem can only advise you to consider buying home contents insurance, and to check carefully that the policy meets your needs.
Erimus housing and Tees Valley housing has a low-cost home contents insurance scheme, which is open to all tenants and leaseholders.
If you’re looking for home contents insurance, you don’t need to look any further..
We have our own scheme which is open to all Tees Valley and Erimus Housing tenants and leaseholders administered by the tenants contents insurance officer, Gill McPoland (pictured). Benefits of the insurance plan include easy and affordable payments, no excess on any claim and no prejudice against high-risk areas.
Your home contents can be insured against fire, lightning, explosions, storms and floods, as well as for accidental damage to TVs, videos, hi-fi systems, satellite decoders, fixed aerials, masts and satellite dishes, DVD players and computer equipment. Accidental breakage of mirrors, ceramic hobs in cookers and fixed glass in furniture is also covered.
Personal money in the home and keys are protected and accidental death cover is also provided. You can choose to pay however suits you; weekly, fortnightly, monthly or even yearly. Cover costs from as little as £1.17 a week or 75p for over 60s. Alternatively you can choose the optional extensions to cover which include accidental damage, personal belongings, wheelchairs and hearing aids.